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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,032 | $176,105-65.3% | $159,474-61.7% | $167,536-63.6% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 15.56% | 331.91%-316.4pp | 263.68%-248.1pp | 478.82%-463.3pp |
| Employer contribution / active EE | $1,488 | $5,299-71.9% | $4,831-69.2% | $4,839-69.3% |
| Participant deferral / active EE | $4,051 | $7,751-47.7% | $7,353-44.9% | $6,342-36.1% |
| Admin fee / account holder | $4,820 | $12,559-61.6% | $10,802-55.4% | $12,315-60.9% |