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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,579 | $175,646-11.4% | $129,118+20.5% | $134,532+15.6% |
| Participation rate | 95.5% | 81.6%+13.9pp | 77.2%+18.2pp | 81.2%+14.2pp |
| Annual return | -19.65% | -11.39%-8.3pp | -10.94%-8.7pp | 418.27%-437.9pp |
| Employer contribution / active EE | $6,653 | $6,355+4.7% | $5,051+31.7% | $4,741+40.3% |
| Participant deferral / active EE | $12,953 | $7,970+62.5% | $6,539+98.1% | $6,401+102.4% |
| Admin fee / account holder | $5,928 | $23,578-74.9% | $14,305-58.6% | $11,429-48.1% |