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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,283 | $87,544-83.7% | $75,784-81.2% | $125,388-88.6% |
| Participation rate | 35.0% | 80.2%-45.2pp | 75.8%-40.8pp | 83.2%-48.2pp |
| Annual return | -8.27% | 13.49%-21.8pp | 9.68%-17.9pp | 282.24%-290.5pp |
| Employer contribution / active EE | $1,320 | $3,930-66.4% | $3,323-60.3% | $4,866-72.9% |
| Participant deferral / active EE | $2,046 | $4,229-51.6% | $3,652-44.0% | $5,352-61.8% |
| Admin fee / account holder | $193 | $6,502-97.0% | $5,300-96.4% | $9,541-98.0% |