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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,102 | $167,522-32.5% | $151,639-25.4% | $134,532-15.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -28.24% | 7.81%-36.1pp | 3.34%-31.6pp | 418.27%-446.5pp |
| Employer contribution / active EE | $8,656 | $6,828+26.8% | $6,165+40.4% | $4,741+82.6% |
| Participant deferral / active EE | $22,883 | $8,986+154.6% | $8,363+173.6% | $6,401+257.5% |
| Admin fee / account holder | $26,617 | $13,780+93.2% | $11,613+129.2% | $11,429+132.9% |