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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,903 | $97,732-38.7% | $83,831-28.5% | $135,380-55.8% |
| Participation rate | 71.4% | 80.0%-8.5pp | 76.1%-4.7pp | 82.6%-11.2pp |
| Annual return | -12.50% | 1287.56%-1300.1pp | 850.99%-863.5pp | 519.81%-532.3pp |
| Employer contribution / active EE | $2,270 | $4,222-46.2% | $3,631-37.5% | $4,779-52.5% |
| Participant deferral / active EE | $5,469 | $4,683+16.8% | $4,082+34.0% | $5,609-2.5% |
| Admin fee / account holder | $3,182 | $6,675-52.3% | $5,479-41.9% | $10,828-70.6% |