Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,063 | $65,555-75.5% | $86,216-81.4% | $75,173-78.6% |
| Participation rate | 61.0% | 60.5%+0.5pp | 69.0%-7.9pp | 67.2%-6.2pp |
| Annual return | 20.82% | 46.07%-25.3pp | 1169.42%-1148.6pp | 160.72%-139.9pp |
| Employer contribution / active EE | $540 | $1,553-65.2% | $2,382-77.3% | $2,671-79.8% |
| Participant deferral / active EE | $1,371 | $3,023-54.6% | $3,986-65.6% | $4,126-66.8% |
| Admin fee / account holder | $1,138 | $5,469-79.2% | $6,853-83.4% | $5,651-79.9% |