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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,546 | $213,785-16.5% | $185,441-3.7% | $155,188+15.1% |
| Participation rate | 76.9% | 83.2%-6.3pp | 80.3%-3.3pp | 80.8%-3.9pp |
| Annual return | 15.86% | 19.97%-4.1pp | 20.16%-4.3pp | 148.84%-133.0pp |
| Employer contribution / active EE | $863 | $5,393-84.0% | $4,672-81.5% | $4,248-79.7% |
| Participant deferral / active EE | $3,189 | $6,864-53.5% | $6,152-48.2% | $6,531-51.2% |
| Admin fee / account holder | $1,908 | $21,134-91.0% | $17,890-89.3% | $14,480-86.8% |