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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,297 | $160,040-16.1% | $147,096-8.7% | $145,877-7.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.91% | 98.49%-83.6pp | 419.75%-404.8pp | 551.28%-536.4pp |
| Employer contribution / active EE | $3,458 | $5,289-34.6% | $4,936-29.9% | $4,663-25.8% |
| Participant deferral / active EE | $9,421 | $8,429+11.8% | $8,071+16.7% | $6,691+40.8% |
| Admin fee / account holder | $665 | $15,050-95.6% | $13,005-94.9% | $13,402-95.0% |