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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,297 | $160,070-16.1% | $147,117-8.7% | $145,897-8.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.91% | 98.69%-83.8pp | 420.54%-405.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $3,458 | $5,285-34.6% | $4,932-29.9% | $4,663-25.8% |
| Participant deferral / active EE | $9,421 | $8,419+11.9% | $8,065+16.8% | $6,689+40.8% |
| Admin fee / account holder | $665 | $15,035-95.6% | $12,993-94.9% | $13,390-95.0% |