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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,147 | $135,645-63.0% | $110,243-54.5% | $135,380-63.0% |
| Participation rate | 22.7% | 83.5%-60.7pp | 79.8%-57.1pp | 82.6%-59.9pp |
| Annual return | -2.47% | 513.24%-515.7pp | 314.76%-317.2pp | 519.81%-522.3pp |
| Employer contribution / active EE | $1,006 | $4,907-79.5% | $3,827-73.7% | $4,779-78.9% |
| Participant deferral / active EE | $3,130 | $5,507-43.2% | $4,672-33.0% | $5,609-44.2% |
| Admin fee / account holder | $26,513 | $11,458+131.4% | $8,548+210.2% | $10,828+144.9% |