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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,335 | $202,342-71.7% | $172,752-66.8% | $152,897-62.5% |
| Participation rate | 95.7% | 87.1%+8.6pp | 82.6%+13.0pp | 82.5%+13.2pp |
| Annual return | 13.57% | 1029.83%-1016.3pp | 802.97%-789.4pp | 345.43%-331.9pp |
| Employer contribution / active EE | $5,240 | $5,858-10.5% | $5,144+1.9% | $4,764+10.0% |
| Participant deferral / active EE | $5,237 | $5,948-12.0% | $5,198+0.8% | $5,851-10.5% |
| Admin fee / account holder | $1,558 | $17,111-90.9% | $13,955-88.8% | $11,599-86.6% |