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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,280 | $110,212-52.6% | $96,534-45.8% | $139,466-62.5% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 10.87% | 26.42%-15.5pp | 25.88%-15.0pp | 373.66%-362.8pp |
| Employer contribution / active EE | $7,715 | $3,620+113.1% | $2,965+160.2% | $4,754+62.3% |
| Participant deferral / active EE | $4,602 | $5,547-17.0% | $4,851-5.1% | $6,712-31.4% |
| Admin fee / account holder | $3,968 | $11,599-65.8% | $8,253-51.9% | $11,409-65.2% |