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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,796 | $106,008-85.1% | $92,240-82.9% | $147,586-89.3% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 14.95% | 50.05%-35.1pp | 176.29%-161.3pp | 578.59%-563.6pp |
| Employer contribution / active EE | $1,601 | $4,333-63.0% | $3,680-56.5% | $4,876-67.2% |
| Participant deferral / active EE | $2,016 | $4,478-55.0% | $3,897-48.3% | $5,439-62.9% |
| Admin fee / account holder | $1,282 | $6,333-79.8% | $5,194-75.3% | $10,886-88.2% |