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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,037 | $109,967+8.2% | $97,197+22.5% | $145,877-18.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.42% | 244.27%-232.8pp | 75.47%-64.0pp | 551.28%-539.9pp |
| Employer contribution / active EE | $19,111 | $3,077+521.2% | $2,723+601.9% | $4,663+309.9% |
| Participant deferral / active EE | $11,140 | $4,676+138.2% | $4,263+161.3% | $6,691+66.5% |
| Admin fee / account holder | $15,712 | $6,199+153.5% | $5,637+178.7% | $13,402+17.2% |