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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,037 | $109,904+8.3% | $97,167+22.5% | $145,959-18.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.42% | 243.43%-232.0pp | 75.27%-63.8pp | 561.95%-550.5pp |
| Employer contribution / active EE | $19,111 | $3,084+519.6% | $2,729+600.3% | $4,661+310.0% |
| Participant deferral / active EE | $11,140 | $4,676+138.2% | $4,264+161.3% | $6,689+66.6% |
| Admin fee / account holder | $15,712 | $6,216+152.8% | $5,650+178.1% | $13,398+17.3% |