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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,037 | $110,093+8.1% | $97,295+22.3% | $145,897-18.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.42% | 244.76%-233.3pp | 75.62%-64.2pp | 552.29%-540.9pp |
| Employer contribution / active EE | $19,111 | $3,077+521.1% | $2,723+601.9% | $4,663+309.9% |
| Participant deferral / active EE | $11,140 | $4,678+138.1% | $4,264+161.3% | $6,689+66.5% |
| Admin fee / account holder | $15,712 | $6,212+152.9% | $5,646+178.3% | $13,390+17.3% |