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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,942 | $85,171-24.9% | $172,752-63.0% | $72,975-12.4% |
| Participation rate | 68.3% | 70.1%-1.8pp | 82.6%-14.4pp | 69.5%-1.2pp |
| Annual return | 24.66% | 27.32%-2.7pp | 802.97%-778.3pp | 81.01%-56.4pp |
| Employer contribution / active EE | $2,369 | $3,324-28.7% | $5,144-53.9% | $2,440-2.9% |
| Participant deferral / active EE | $4,057 | $3,260+24.4% | $5,198-22.0% | $3,608+12.4% |
| Admin fee / account holder | $4,604 | $5,880-21.7% | $13,955-67.0% | $5,124-10.2% |