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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,707 | $127,387-79.0% | $115,038-76.8% | $125,389-78.7% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | -0.50% | 31.28%-31.8pp | 26.14%-26.6pp | 282.24%-282.7pp |
| Employer contribution / active EE | $832 | $5,166-83.9% | $4,608-82.0% | $4,866-82.9% |
| Participant deferral / active EE | $3,138 | $6,423-51.2% | $6,026-47.9% | $5,352-41.4% |
| Admin fee / account holder | $736 | $9,516-92.3% | $8,175-91.0% | $9,541-92.3% |