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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,207 | $148,623+7.1% | $135,974+17.1% | $139,466+14.2% |
| Participation rate | 95.8% | 83.9%+12.0pp | 81.9%+13.9pp | 80.3%+15.5pp |
| Annual return | 10.20% | 79.30%-69.1pp | 68.30%-58.1pp | 373.66%-363.5pp |
| Employer contribution / active EE | $8,102 | $5,246+54.4% | $4,859+66.7% | $4,754+70.4% |
| Participant deferral / active EE | $18,501 | $8,103+128.3% | $7,760+138.4% | $6,712+175.6% |
| Admin fee / account holder | $7,316 | $12,406-41.0% | $10,767-32.0% | $11,409-35.9% |