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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,014 | $167,362-30.7% | $143,799-19.3% | $134,532-13.8% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -9.28% | 0.47%-9.8pp | -0.04%-9.2pp | 418.27%-427.5pp |
| Employer contribution / active EE | $2,579 | $5,620-54.1% | $4,952-47.9% | $4,741-45.6% |
| Participant deferral / active EE | $5,086 | $6,447-21.1% | $5,638-9.8% | $6,401-20.5% |
| Admin fee / account holder | $4,792 | $18,094-73.5% | $14,677-67.3% | $11,429-58.1% |