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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,368 | $201,344-51.6% | $184,243-47.2% | $145,877-33.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.69% | 29.01%-14.3pp | 28.82%-14.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $3,111 | $7,022-55.7% | $6,427-51.6% | $4,663-33.3% |
| Participant deferral / active EE | $10,008 | $9,807+2.1% | $9,132+9.6% | $6,691+49.6% |
| Admin fee / account holder | $2,483 | $16,382-84.8% | $13,914-82.2% | $13,402-81.5% |