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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,204 | $212,386-50.0% | $199,883-46.9% | $138,895-23.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.11% | 47.75%-29.6pp | 43.81%-25.7pp | 145.39%-127.3pp |
| Employer contribution / active EE | $11,211 | $6,625+69.2% | $6,261+79.1% | $4,194+167.3% |
| Participant deferral / active EE | $9,351 | $9,617-2.8% | $9,138+2.3% | $6,396+46.2% |
| Admin fee / account holder | $10,045 | $18,233-44.9% | $17,268-41.8% | $12,562-20.0% |