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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,258 | $62,561-80.4% | $105,218-88.3% | $52,331-76.6% |
| Participation rate | 67.3% | 70.4%-3.1pp | 77.2%-10.0pp | 68.1%-0.9pp |
| Annual return | 425.86% | 8.71%+417.1pp | 5.33%+420.5pp | 4.54%+421.3pp |
| Employer contribution / active EE | $1,537 | $2,137-28.1% | $3,255-52.8% | $1,882-18.3% |
| Participant deferral / active EE | $2,914 | $3,355-13.2% | $4,867-40.1% | $3,022-3.6% |
| Admin fee / account holder | $121 | $198-39.3% | $6,992-98.3% | $592-79.6% |