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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,435 | $89,367-50.3% | $141,191-68.5% | $72,975-39.1% |
| Participation rate | 88.0% | 75.1%+12.9pp | 82.5%+5.5pp | 69.5%+18.5pp |
| Annual return | 28.52% | 111.87%-83.4pp | 71.41%-42.9pp | 81.01%-52.5pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $8,907 | $5,419+64.4% | $6,710+32.7% | $3,608+146.9% |
| Admin fee / account holder | $8,494 | $5,957+42.6% | $10,264-17.2% | $5,124+65.8% |