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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,011 | $102,663+15.0% | $86,216+36.9% | $139,466-15.4% |
| Participation rate | 77.8% | 74.5%+3.3pp | 69.0%+8.8pp | 80.3%-2.6pp |
| Annual return | 22.27% | 1924.52%-1902.2pp | 1169.42%-1147.1pp | 373.66%-351.4pp |
| Employer contribution / active EE | $947 | $3,035-68.8% | $2,382-60.2% | $4,754-80.1% |
| Participant deferral / active EE | $11,316 | $4,677+141.9% | $3,986+183.9% | $6,712+68.6% |
| Admin fee / account holder | $1,602 | $8,663-81.5% | $6,853-76.6% | $11,409-86.0% |