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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,245 | $148,623-85.0% | $135,974-83.6% | $139,466-84.1% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 488.71% | 79.30%+409.4pp | 68.30%+420.4pp | 373.66%+115.0pp |
| Employer contribution / active EE | $2,717 | $5,246-48.2% | $4,859-44.1% | $4,754-42.9% |
| Participant deferral / active EE | $3,341 | $8,103-58.8% | $7,760-56.9% | $6,712-50.2% |
| Admin fee / account holder | $870 | $12,406-93.0% | $10,767-91.9% | $11,409-92.4% |