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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,367 | $97,550-69.9% | $120,344-75.6% | $87,485-66.4% |
| Participation rate | 93.3% | 72.8%+20.5pp | 76.7%+16.6pp | 68.9%+24.4pp |
| Annual return | 20.77% | 18.41%+2.4pp | 20.30%+0.5pp | 26.06%-5.3pp |
| Employer contribution / active EE | $3,333 | $2,291+45.5% | $3,020+10.4% | $2,596+28.4% |
| Participant deferral / active EE | $5,855 | $4,230+38.4% | $5,135+14.0% | $4,274+37.0% |
| Admin fee / account holder | $2,876 | $9,543-69.9% | $12,742-77.4% | $7,775-63.0% |