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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,173 | $134,817-48.7% | $123,973-44.2% | $155,188-55.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.00% | 515.49%-496.5pp | 388.13%-369.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $8,468 | $4,425+91.4% | $4,126+105.3% | $4,248+99.4% |
| Participant deferral / active EE | $5,582 | $5,706-2.2% | $5,247+6.4% | $6,531-14.5% |
| Admin fee / account holder | $848 | $13,245-93.6% | $11,799-92.8% | $14,480-94.1% |