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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,173 | $111,535-38.0% | $105,223-34.3% | $137,256-49.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.00% | 237.85%-218.9pp | 180.65%-161.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $8,468 | $3,939+115.0% | $3,689+129.6% | $4,156+103.8% |
| Participant deferral / active EE | $5,582 | $5,500+1.5% | $5,072+10.1% | $6,407-12.9% |
| Admin fee / account holder | $848 | $9,721-91.3% | $8,859-90.4% | $12,270-93.1% |