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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,317 | $211,239-87.1% | $178,528-84.7% | $145,877-81.3% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 9.05% | 30.22%-21.2pp | 27.11%-18.1pp | 551.28%-542.2pp |
| Employer contribution / active EE | $2,500 | $4,570-45.3% | $3,950-36.7% | $4,663-46.4% |
| Participant deferral / active EE | $0 | $6,963-100.0% | $6,278-100.0% | $6,691-100.0% |
| Admin fee / account holder | $319 | $12,095-97.4% | $10,419-96.9% | $13,402-97.6% |