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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,317 | $211,224-87.1% | $178,505-84.7% | $145,897-81.3% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 9.05% | 30.28%-21.2pp | 27.16%-18.1pp | 552.29%-543.2pp |
| Employer contribution / active EE | $2,500 | $4,577-45.4% | $3,955-36.8% | $4,663-46.4% |
| Participant deferral / active EE | $0 | $6,966-100.0% | $6,280-100.0% | $6,689-100.0% |
| Admin fee / account holder | $319 | $12,109-97.4% | $10,428-96.9% | $13,390-97.6% |