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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,075 | $112,729-74.2% | $98,716-70.5% | $137,256-78.8% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 17.51% | 38.48%-21.0pp | 31.81%-14.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $533 | $2,725-80.5% | $2,279-76.6% | $4,156-87.2% |
| Participant deferral / active EE | $1,243 | $4,640-73.2% | $4,048-69.3% | $6,407-80.6% |
| Admin fee / account holder | $114 | $10,129-98.9% | $8,703-98.7% | $12,270-99.1% |