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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,779 | $167,352+72.0% | $143,788+100.1% | $134,509+113.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.14% | 0.47%-17.6pp | -0.03%-17.1pp | 418.13%-435.3pp |
| Employer contribution / active EE | $6,124 | $5,620+9.0% | $4,952+23.7% | $4,741+29.2% |
| Participant deferral / active EE | $18,267 | $6,447+183.3% | $5,638+224.0% | $6,400+185.4% |
| Admin fee / account holder | $8,104 | $18,091-55.2% | $14,675-44.8% | $11,427-29.1% |