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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,382 | $162,136+102.5% | $152,301+115.6% | $154,746+112.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | -3.21% | 91.02%-94.2pp | 80.50%-83.7pp | 172.34%-175.5pp |
| Employer contribution / active EE | $1,200 | $4,890-75.5% | $4,624-74.1% | $4,379-72.6% |
| Participant deferral / active EE | $7,521 | $8,341-9.8% | $8,004-6.0% | $6,730+11.7% |
| Admin fee / account holder | $1,565 | $15,759-90.1% | $14,398-89.1% | $14,365-89.1% |