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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,598 | $165,399-91.2% | $149,745-90.3% | $158,982-90.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 68.33% | 348.34%-280.0pp | 276.72%-208.4pp | 302.99%-234.7pp |
| Employer contribution / active EE | $5,694 | $5,105+11.6% | $4,646+22.6% | $4,763+19.6% |
| Participant deferral / active EE | $7,159 | $7,183-0.3% | $6,843+4.6% | $5,983+19.6% |
| Admin fee / account holder | $2,037 | $10,811-81.2% | $9,312-78.1% | $11,252-81.9% |