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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,783 | $62,583-63.6% | $76,767-70.3% | $64,173-64.5% |
| Participation rate | 82.8% | 72.8%+9.9pp | 77.0%+5.8pp | 69.6%+13.2pp |
| Annual return | -11.02% | -1.95%-9.1pp | 2.43%-13.5pp | 7.63%-18.7pp |
| Employer contribution / active EE | $1,456 | $1,832-20.5% | $2,485-41.4% | $2,381-38.9% |
| Participant deferral / active EE | $5,260 | $3,145+67.2% | $3,852+36.6% | $3,470+51.6% |
| Admin fee / account holder | $357 | $4,667-92.4% | $6,675-94.7% | $4,887-92.7% |