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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,663 | $155,555-62.9% | $146,866-60.7% | $155,188-62.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 27.67% | 115.41%-87.7pp | 102.85%-75.2pp | 148.84%-121.2pp |
| Employer contribution / active EE | $12,442 | $4,647+167.8% | $4,425+181.2% | $4,248+192.9% |
| Participant deferral / active EE | $10,179 | $8,044+26.5% | $7,759+31.2% | $6,531+55.9% |
| Admin fee / account holder | $2,269 | $14,755-84.6% | $13,620-83.3% | $14,480-84.3% |