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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,270 | $175,259-16.0% | $149,723-1.6% | $139,487+5.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.86% | 166.82%-154.0pp | 134.50%-121.6pp | 373.84%-361.0pp |
| Employer contribution / active EE | $10,665 | $5,478+94.7% | $4,821+121.2% | $4,755+124.3% |
| Participant deferral / active EE | $9,281 | $6,522+42.3% | $5,682+63.3% | $6,713+38.3% |
| Admin fee / account holder | $510 | $16,158-96.8% | $13,215-96.1% | $11,407-95.5% |