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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,535 | $167,353-74.6% | $143,797-70.4% | $134,545-68.4% |
| Participation rate | 72.7% | 84.8%-12.1pp | 80.3%-7.6pp | 81.2%-8.5pp |
| Annual return | -20.14% | 0.48%-20.6pp | -0.04%-20.1pp | 418.37%-438.5pp |
| Employer contribution / active EE | $939 | $5,620-83.3% | $4,952-81.0% | $4,742-80.2% |
| Participant deferral / active EE | $4,982 | $6,447-22.7% | $5,638-11.6% | $6,401-22.2% |
| Admin fee / account holder | $1,065 | $18,096-94.1% | $14,679-92.7% | $11,431-90.7% |