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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,750 | $167,362-88.8% | $143,799-87.0% | $134,532-86.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.40% | 0.47%-21.9pp | -0.04%-21.4pp | 418.27%-439.7pp |
| Employer contribution / active EE | $7,283 | $5,620+29.6% | $4,952+47.1% | $4,741+53.6% |
| Participant deferral / active EE | $5,005 | $6,447-22.4% | $5,638-11.2% | $6,401-21.8% |
| Admin fee / account holder | $1,682 | $18,094-90.7% | $14,677-88.5% | $11,429-85.3% |