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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,663 | $109,411-48.2% | $89,435-36.6% | $158,982-64.4% |
| Participation rate | 86.7% | 74.3%+12.4pp | 68.0%+18.7pp | 82.0%+4.7pp |
| Annual return | 27.60% | 345.68%-318.1pp | 245.55%-217.9pp | 302.99%-275.4pp |
| Employer contribution / active EE | $2,123 | $3,173-33.1% | $2,587-17.9% | $4,763-55.4% |
| Participant deferral / active EE | $7,091 | $4,600+54.2% | $3,890+82.3% | $5,983+18.5% |
| Admin fee / account holder | $439 | $6,159-92.9% | $4,884-91.0% | $11,252-96.1% |