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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,188 | $57,057-31.3% | $85,009-53.9% | $80,874-51.5% |
| Participation rate | 88.7% | 56.4%+32.4pp | 67.5%+21.2pp | 67.6%+21.1pp |
| Annual return | 28.65% | 21.66%+7.0pp | 66.47%-37.8pp | 35.62%-7.0pp |
| Employer contribution / active EE | $2,215 | $1,799+23.1% | $2,728-18.8% | $2,756-19.6% |
| Participant deferral / active EE | $5,845 | $3,112+87.8% | $4,522+29.3% | $4,297+36.0% |
| Admin fee / account holder | $3,272 | $4,986-34.4% | $6,153-46.8% | $6,935-52.8% |