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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,019 | $175,259-81.2% | $149,723-77.9% | $139,487-76.3% |
| Participation rate | 90.9% | 83.4%+7.5pp | 78.8%+12.1pp | 80.3%+10.6pp |
| Annual return | 12.95% | 166.82%-153.9pp | 134.50%-121.5pp | 373.84%-360.9pp |
| Employer contribution / active EE | $6,745 | $5,478+23.1% | $4,821+39.9% | $4,755+41.9% |
| Participant deferral / active EE | $4,504 | $6,522-30.9% | $5,682-20.7% | $6,713-32.9% |
| Admin fee / account holder | $2,750 | $16,158-83.0% | $13,215-79.2% | $11,407-75.9% |