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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,782 | $176,105+16.9% | $159,474+29.0% | $167,536+22.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.00% | 331.91%-319.9pp | 263.68%-251.7pp | 478.82%-466.8pp |
| Employer contribution / active EE | $20,375 | $5,299+284.5% | $4,831+321.8% | $4,839+321.0% |
| Participant deferral / active EE | $12,508 | $7,751+61.4% | $7,353+70.1% | $6,342+97.2% |
| Admin fee / account holder | $2,175 | $12,559-82.7% | $10,802-79.9% | $12,315-82.3% |