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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,509 | $81,870-68.8% | $119,622-78.7% | $68,486-62.8% |
| Participation rate | 92.0% | 71.9%+20.1pp | 79.3%+12.7pp | 67.9%+24.1pp |
| Annual return | -19.47% | -23.82%+4.4pp | -14.98%-4.5pp | -7.85%-11.6pp |
| Employer contribution / active EE | $1,811 | $2,692-32.7% | $4,232-57.2% | $2,597-30.3% |
| Participant deferral / active EE | $4,580 | $4,148+10.4% | $5,601-18.2% | $4,028+13.7% |
| Admin fee / account holder | $662 | $6,583-90.0% | $10,328-93.6% | $5,404-87.8% |