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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,178 | $183,592-58.5% | $155,574-51.0% | $145,877-47.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.39% | 61.37%-48.0pp | 64.87%-51.5pp | 551.28%-537.9pp |
| Employer contribution / active EE | $5,513 | $5,317+3.7% | $4,676+17.9% | $4,663+18.2% |
| Participant deferral / active EE | $9,283 | $6,466+43.6% | $5,629+64.9% | $6,691+38.8% |
| Admin fee / account holder | $2,072 | $19,316-89.3% | $15,914-87.0% | $13,402-84.5% |