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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,178 | $183,539-58.5% | $155,556-51.0% | $145,897-47.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.39% | 61.31%-47.9pp | 64.84%-51.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $5,513 | $5,315+3.7% | $4,675+17.9% | $4,663+18.2% |
| Participant deferral / active EE | $9,283 | $6,467+43.6% | $5,631+64.9% | $6,689+38.8% |
| Admin fee / account holder | $2,072 | $19,275-89.3% | $15,885-87.0% | $13,390-84.5% |