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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,891 | $97,751+76.9% | $103,447+67.1% | $145,877+18.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 14.39% | 25.43%-11.0pp | 23.92%-9.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $9,755 | $4,684+108.3% | $4,678+108.5% | $4,663+109.2% |
| Participant deferral / active EE | $13,854 | $6,603+109.8% | $6,624+109.1% | $6,691+107.1% |
| Admin fee / account holder | $420 | $12,515-96.6% | $9,415-95.5% | $13,402-96.9% |