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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,891 | $97,078+78.1% | $103,065+67.7% | $145,897+18.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 14.39% | 25.49%-11.1pp | 23.95%-9.6pp | 552.29%-537.9pp |
| Employer contribution / active EE | $9,755 | $4,680+108.4% | $4,675+108.7% | $4,663+109.2% |
| Participant deferral / active EE | $13,854 | $6,601+109.9% | $6,625+109.1% | $6,689+107.1% |
| Admin fee / account holder | $420 | $12,505-96.6% | $9,349-95.5% | $13,390-96.9% |