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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,081 | $104,251-96.1% | $91,004-95.5% | $147,585-97.2% |
| Participation rate | 60.0% | 78.2%-18.2pp | 75.6%-15.6pp | 82.8%-22.8pp |
| Annual return | 13.68% | 27.06%-13.4pp | 4.60%+9.1pp | 578.58%-564.9pp |
| Employer contribution / active EE | $928 | $3,116-70.2% | $2,456-62.2% | $4,876-81.0% |
| Participant deferral / active EE | $1,137 | $4,195-72.9% | $3,548-67.9% | $5,439-79.1% |
| Admin fee / account holder | $107 | $8,948-98.8% | $5,417-98.0% | $10,886-99.0% |