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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,377 | $167,362-98.0% | $143,799-97.7% | $134,532-97.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | 0.00% | 0.47%-0.5pp | -0.04%0pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,611 | $5,620-71.3% | $4,952-67.5% | $4,741-66.0% |
| Participant deferral / active EE | $2,267 | $6,447-64.8% | $5,638-59.8% | $6,401-64.6% |
| Admin fee / account holder | $316 | $18,094-98.3% | $14,677-97.8% | $11,429-97.2% |