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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,695 | $165,381-8.9% | $149,730+0.6% | $158,966-5.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.50% | 348.29%-328.8pp | 276.70%-257.2pp | 302.95%-283.5pp |
| Employer contribution / active EE | $2,712 | $5,104-46.9% | $4,645-41.6% | $4,762-43.1% |
| Participant deferral / active EE | $4,988 | $7,182-30.6% | $6,843-27.1% | $5,983-16.6% |
| Admin fee / account holder | $2,234 | $10,809-79.3% | $9,310-76.0% | $11,250-80.1% |